Tony Posted December 3, 2017 Report Share Posted December 3, 2017 I need to be a little restrained because the person who did this has been arrested.... The damage is NSF wing, NSF door and OSR quarter panel. The damage in all three areas is along the creases so i doubt they can be repaired without replacing the skins and if so i fear they will write it off? Quote Link to comment Share on other sites More sharing options...
SMARTLY Posted December 3, 2017 Report Share Posted December 3, 2017 So how old is it and what's it worth roughly? It's both sides so was it vandalism? Quote Link to comment Share on other sites More sharing options...
Tony Posted December 3, 2017 Author Report Share Posted December 3, 2017 It's a 56 plate but low mileage at 63k.... Quote Link to comment Share on other sites More sharing options...
SMARTLY Posted December 3, 2017 Report Share Posted December 3, 2017 So value? Was it kicked in? Looks like some of those might pull out even though they are so large, but the door looks like there is a crease in it. Quote Link to comment Share on other sites More sharing options...
Tony Posted December 3, 2017 Author Report Share Posted December 3, 2017 Yep kicked in ..... All three dents are on creases hence the reason i fear it might get written off. Quote Link to comment Share on other sites More sharing options...
liner33 Posted December 3, 2017 Report Share Posted December 3, 2017 I think my first step would be a paintless dent remover , that front wing will probably need painting but the rest might not , I'd want a pro to look at it Quote Link to comment Share on other sites More sharing options...
Tony Posted December 3, 2017 Author Report Share Posted December 3, 2017 We have a crime number so it's going to go through insurance with a £100 excess and points cover so at least that's safe. Quote Link to comment Share on other sites More sharing options...
adam_r Posted December 3, 2017 Report Share Posted December 3, 2017 Wow. I would ask why on earth Simone would do that to the car but if the police are involved then it could be tricky Quote Link to comment Share on other sites More sharing options...
Tony Posted December 3, 2017 Author Report Share Posted December 3, 2017 I will revile all once he is charged..... There was another car involved and that was a write off, even the police said that. Quote Link to comment Share on other sites More sharing options...
CP09 Posted December 3, 2017 Report Share Posted December 3, 2017 HiTony, You need to talk with a solicitor and/or your insurance company about raising a civil claim against the person responsible. That will be a tort of trespass to goods (IIRC) and you should be entitled to recover the damages* caused (plus your costs). This needs to be done before the criminal case, then you have the civil case riding on the back of the criminal one. Obviously, you can only get money from the accused if he/she actually has any - which is why it's worth starting as soon as you can and involving the insurance company/solicitor - they have better access to investigations than you do. Don't wait - the civil case needs to be started as soon as you can - once the criminal case is over, I believe you've lost your window. * legal damages should put you back in the same position as before the incident - either a total repair or another BMW in the same condition as yours was. Colin 1 Quote Link to comment Share on other sites More sharing options...
liner33 Posted December 3, 2017 Report Share Posted December 3, 2017 The insurance company will seek to recover their costs back from the other party , suing them yourself is a very expensive process with little chance of sucess Quote Link to comment Share on other sites More sharing options...
Tony Posted December 3, 2017 Author Report Share Posted December 3, 2017 As said i need to keep some areas back for now but the person involved has no money or assets hence the reason the other car owner will have a nightmare with FPFT insurance, we are fully comp. Quote Link to comment Share on other sites More sharing options...
Rich Posted December 4, 2017 Report Share Posted December 4, 2017 I'm surprised people still get TPFT insurance. Maybe this could work to your advantage as I thought you were trying to sell the car so at least if it's written off you'll have the money. Maybe see how much you can buy it back for and sell it to someone who can repair it themselves. Quote Link to comment Share on other sites More sharing options...
Tony Posted December 4, 2017 Author Report Share Posted December 4, 2017 The girl only paid £500 for the car and being a single mum TPFT is all she could afford. Sad thing is she only had the car for a day before it was written off You are correct Rich i was thinking of selling the car but i know it's only worth book value by the insurance, the fact it was unmarked and only 65k won't help the true value. As for buying it back.....I don;t think so because it would cost to much to repair. Quote Link to comment Share on other sites More sharing options...
NickT Posted December 4, 2017 Report Share Posted December 4, 2017 Just get records of what the same spec car is going for on places like auto trader etc and use that as your argument for the payout Quote Link to comment Share on other sites More sharing options...
Rich Posted December 4, 2017 Report Share Posted December 4, 2017 The girl only paid £500 for the car and being a single mum TPFT is all she could afford. Sad thing is she only had the car for a day before it was written off You are correct Rich i was thinking of selling the car but i know it's only worth book value by the insurance, the fact it was unmarked and only 65k won't help the true value. As for buying it back.....I don;t think so because it would cost to much to repair. In a lot of cases fully comp is cheap than TPFT, people assume it's more expensive. I didn't say you had to repair it but if they let you keep the car you could sell it damaged as spares/repair to top up the insurance money. Quote Link to comment Share on other sites More sharing options...
Tony Posted December 4, 2017 Author Report Share Posted December 4, 2017 Nick i did think of that but they are cheap as chips at the moment despite the mileage. Rich i would need a quick sale or it will need tax and insurance soon. Quote Link to comment Share on other sites More sharing options...
Tony Posted December 23, 2017 Author Report Share Posted December 23, 2017 It's been written off ....Despite the condition and mileage they have offered £3.5k... When i catch hold of her kid it will take a bloody good dentist three or four hours to put his teeth back in Quote Link to comment Share on other sites More sharing options...
Rich Posted December 23, 2017 Report Share Posted December 23, 2017 I take it the police haven't charged him? Quote Link to comment Share on other sites More sharing options...
Tony Posted December 23, 2017 Author Report Share Posted December 23, 2017 Going to court so i think at the moment they are building a case. Quote Link to comment Share on other sites More sharing options...
P4UL T Posted January 4, 2018 Report Share Posted January 4, 2018 Don’t accept their first offer Tony, always haggle Quote Link to comment Share on other sites More sharing options...
Tony Posted January 4, 2018 Author Report Share Posted January 4, 2018 I did haggle but they weren't having any of it saying they have been fair with the market price although they would sell the car back to me at a fair price but i declined. Reason for this is the car would have a cat:D od C? marker on it plus it will need insuring again and so on. Last week i bought her another newer BMW with better spec but it's an expense i didn't want but nothing a steel bar and some knee caps won't resolve Quote Link to comment Share on other sites More sharing options...
Rich Posted January 4, 2018 Report Share Posted January 4, 2018 I thought you were selling the BMW anyway cos it doesn't get used so why buy another one? I would've asked how much you can buy it back for first. If it's cheap enough you could just sell it on to a breaker. Quote Link to comment Share on other sites More sharing options...
Tony Posted January 4, 2018 Author Report Share Posted January 4, 2018 Since i decided to put the 360 to bed for the winter it means i need the Vectra for work so Elaine needs transport... I could see the old BMW start to cost money due to it's age. The insurer hinted about 1k to buy it back but then add insurance and maybe tax it just wasn't worth the aggro. Quote Link to comment Share on other sites More sharing options...
Rich Posted January 9, 2018 Report Share Posted January 9, 2018 You won't need to tax and insure it if you sell it on. I'm sure someone who can break it or can repair it themselves would pay more than £1k for it. You'd have to see how much that model is selling for in good condition and weigh up whether it's worth it. Quote Link to comment Share on other sites More sharing options...
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