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  1. Last week
  2. Sorry to revive this thread but where did you find those actual tyre widths? I'm currently looking to upgrade my 205 tyres to 215 but if my current 205s are more like 208 fitted and the new set of 215 that I want is more like 210 then I'll be paying a lot more for a more awkward size for not a lot of benefit. Thanks
  3. Earlier
  4. I'm sure Tony always said getting the geometry done on a hunter system was better than a supertracker. Maybe try and find a garage locally who uses one. A good place to start is the align my car website. https://alignmycar.co.uk/
  5. Thanks for the observations. I'll get them checked out. Away for the next week or two. Will let you know outcome. I may well take it for another alignment check at a 4x4 specialist garage in case the Supertracker system required calibration and /or the technician was not sufficiently experienced.
  6. He sure was. If the car has been used for towing then I'm sure that's affected the suspension to some degree. The side that's in red only looks to be slightly outside of the suggested setting. I don't know if the difference between that side and the other would cause any issues. I think the camber is adjusted using eccentric bolts through one of the suspension arms. Have these arms been checked to make sure they're not bent or the bushes excessively worn?
  7. Yes I did read the thread - he must have been a dedicated and enthusiastic bloke - a sad loss. Thanks for your observation. I believe both toe and camber can be adjusted. There is a used swan's neck in the boot, perhaps towing has caused premature wear in one of the bushes that goes beyond possible adjustment.
  8. I don't know if you read the thread but Tony who founded WIM passed away in February. He was the one who answered the technical questions like this, his knowledge was superior. The rest of us probably can't help you much with this. There's quite a difference in the rear camber like you say. Is it adjustable on this car?
  9. Whoops ! Apologies. How about a jpeg ?
  10. Test drove the replacement for an older Evoque. Big improvement - but experienced understeer on the apex of long left hand bends. MOT before sale found rear offside tyre damage - so all four replaced and a 4 wheel alignment. Coincidently the camber angle on that rear wheel is out of tolerance - only by 1 minute - but it was within the limits before the realignment. The printout content goes well beyond my historic understanding of Ackermann - I'd be grateful of any insights. IMG_20220622_0001.pdf
  11. Still waiting for my mortgage broker to reply, he's taking a while! I read that you can't get a fixed rate under 2% any more and Santander are offering me 2.49% with a £999 fee. Trying to look online and the cheapest fix seems to be around 2.25%. I suppose it could be less via a broker. But the difference between those is under £20 a month. Now my broker charges £300 so by the time I factor that in I'm not actually saving much. So I'm thinking I might just take the current deal. Another option is to try a fee free broker who obviously make commission on selling mortgages from the lenders. But I'd need to find one with a good reputation and go through the whole process again of applying. I have 50 days left before my fixed rate ends so need to decide!
  12. Chiming in late here... If you can afford the product fee, pay it upfront and don't 'pay for it' by accepting a higher interest rate. One thing I would encourage is to go and search how to calculate compound interest. Then use excel to provide you a burn down of your mortgage. You will be surprised at how much overpaying or taking on a shorter mortgage term will help you pay off your mortgage that much earlier!
  13. I thought it was strange you could add the fee to the mortgage and the repayments were cheaper than the no fee option. My brother fixed at 0.99% in December for 2 years. He could've done 5 years for 1.5% and is kicking himself now that he didn't for that. The best tracker deal I was offered included free everything and no fees for 2.69%. But given how the base rate is rising I'm not taking that. Need to chase my mortgage guy up but if I have to the Santander deal isn't that bad when you consider there's no credit checks and other fees to pay.
  14. Wow - what a difference a few months make......
  15. Things must've changed since I remortgaged earlier this year. I got a 5 year fixed deal, no fees, free survey at 1.67%... 😬
  16. Generally unless your mortgage amount is really small, paying the fee upfront is always cheaper than the higher rate no fee option (as you've found!) Also factor in the legal fees/valuation fees/other costs if you were to remortgage to another lender so sometimes it's easier and cheaper to just switch deal with the same lender. We're looking at similar rates so that's consistent - I think the lowest option for us was around 2.2% I think but lending criteria didn't suit us!
  17. Definitely, especially as they were predicting the base rate to increase by the end of the year and it's already gone up! Still waiting for my mortgage guy to get back to me but we're currently with Santander and they've offered a tracker for 1.94%. That's the base rate plus 1.19% but they haven't added the latest increase on yet! There are two fixed offers for 2 and 5 years with a £999 product fee at 2.59%, then 2, 3, 5 and 7 year fixes without a fee but 2.79%. Adding the fee to the mortgage increases the repayments by £5, taking the no fee rate adds another £6 on top of that. So if I stuck with them the best thing to do is pay the fee upfront. Doing a quick search online I can see they aren't the best rates available ATM as sticking with Santander would add at least £40 a month to our current repayments. Hopefully we can find something close to our current rate but we need to hurry up!
  18. I think that's the right decision and we're leaning towards the same, with the price of everything else going up this at least being constant does make things a bit easier!
  19. Base rate has increased to 1% now so that's made my mind up to fix again. But you do make a good point about 5 and 10 year fixes being the same rate. With everything else going up and factoring in an October energy rise we'd be struggling if we took a tracker deal. If we definitely knew we'd be moving within 6 month I'd do it but I really can't be sure.
  20. Going through this dilemma at the moment, and it's a tough one given the current interest rate environment! The fact that 5 year and 10 year fixed rates are the same does suggest that banks are not expecting interest rates to continue to increase in the long term, and that makes it even more confusing. Best option is to consider whether you could still afford the mortgage if the rates rose and if you're happy with the risk, if you're not then stick to a fixed rate as I can't see rates coming down again in the short term.
  21. I have PS4s on my Lexus and they're great! Very quiet and comfortable. Haven't had them long enough to comment on wear, but they don't seem to be wearing particularly quickly.
  22. Not much to add on what others have said, but I feel the same, don't see a huge amount of point in it continuing without Tony or WIM. Been great being a part of this, and it's really sad to see it end like this but sadly it is what it is. As others have said huge thanks to Rich for all his hard work keeping this going, think it would have died a long time ago without you! For the few of us who use this as a kind of social platform, perhaps a FB group or something? But the costs of running the forum does seem a bit pointless now.
  23. It's £40 for the hosting, that's 12 months. The domain name expires in December and I'm trying to get that put in to my name. Or if I can't then hopefully it won't be renewed and I can buy it myself. I can't change the hosting until I get access to the domain name. I think we'd probably get away with using the forum unlicensed for at least a year but it depends on what updates we'd no longer have access to. If the forum starts getting spammed that's easily sorted by manually approving all new registrations.
  24. What is the total cost to keep it going for another year Rich?
  25. I've never used those tyres before but I don't think you can go wrong with them, especially if you don't push the car. I always use tyre reviews when I purchase new tyres. https://www.tyrereviews.com/Tyre/Michelin/
  26. I think starting a new job in a new area will force our hand anyway as it would depend when the job starts. Plus trying to buy somewhere means we're limited to what is available at that time. At least with selling first and having a good deposit in the bank means we can spend a little time finding something that we like. I've asked my mortgage guy what fixed rates he can get but I think we'll be doing that for the time being and see how things pan out. Trackers seem to be lower than fixed rates ATM but if the base rate rises by 1% or more in the next year they will be alot higher. I'm sure some lenders reduce the ERC when you get close to the end of the fixed term so we might not have to put the move off for that long.
  27. Thanks Adam and Geoff. I've enjoyed looking after the forum. Being a small one it doesn't need that much work really! The forum has been more of a social platform the last few years anyway, rather than business oriented, especially when Tony was no longer at the centre. I've checked when the hosting expires and it's the end of June so we have a couple of months left. There are plenty of forums still using old software so if I can find hosting that's cheap enough I might be able to keep it going a little bit longer. If you have any photos and PMs you want I would suggest you save them sooner rather than later.
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