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Posts posted by Rich
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Love that colour 😁
What's the mpg like compared to the other one, was that the 1.8?
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On 09/08/2022 at 16:18, SMARTLY said:
Did I ever post about changing my CHR for another one ?
I don't think you did, when did that happen? I assume for a better spec model?
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12 hours ago, adam_r said:
I would not, as soon as they know you want to leave they will start looking for a replacement. It will also complicate matters in work.
Best use holiday / sick day to attend interviews
It's a bit different in a school though to a normal workplace within a company. It's always sad to lose someone who's good at their job but they always support those who want to leave. They even give you the time off for interviews and pay for the day too, no need to pull a sickie. But as I said the first interview I get they will find out as they always get references first.
We've had lots of people leave since I started working there, some have been there 20 years too. Our deputy head who has been there 14 years left before the summer to a school a couple of miles down the road. They knew for months beforehand that she wanted to leave. Reason was she wanted less responsibility and there were no lesser positions available at our school.
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9 minutes ago, Geoffers said:
Have a great one Rich, you certainly picked the weather!
Going up on Saturday, it's going to be 33 degrees and I'm not looking forward to it! 👎 🥵
It'll be great in the evenings though for a nice drive with the roof down 😎
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I was at a local show a couple of weeks a go and saw this. Lovely looking motor 😎
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5 hours ago, Geoffers said:
Great stuff. Doing the right thing there. Too easy to make the wrong decision on housing, looking through rose tinted glasses because it's a life change.
I just hope I can find a job asap now, although I may put off applying until the New Year unless something I really fancy comes up.
Guess I just need to tell work now or at least my manager what my plans are. As I want to continue working in a school they get references before interviews and I'll need a whole day off for those with travelling.
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After 9 months of being off the road I got the new belts fitted. I couldn't remove the lower pivot bolt, there was no way of getting any movement on the bar. So instead I carefully forced the alternator forward so I could get the belt on.
Checked all the fluids, charged the battery and started it up. Took a couple of seconds but it fired first time. Left it running for half an hour so it got up to temperature and then took it out. Boy have I missed driving it!
When refitting the battery the hole under the tray has got bigger! The surrounding area is ok still so I'm going to get a rubber bung and plug it. It can serve as a drainage hole then.
From the underneath.
It passed the MOT yesterday. I had an advisory last year from another garage about corrosion on the front chassis but he said it was just surface rust and didn't warrant being put down as a minor. Yes they rust inside out but they're still solid. The whole underneath of the car has surface rust! He did say one of the side jacking points is very rusty and may need attention.
I went to my Dad's before the MOT and when we got there noticed some scuffs on the rear bumper. They weren't there yesterday morning and I had only gone straight to his and then the garage so couldn't work out how they got there. Then when dropping him off I remembered hitting a pothole. As it went down the bumper must've caught the hole and caused the damage. I'm really annoyed! 😡
Anyway, the car is ready for it's annual run up to Norfolk for a blast around the lanes! 😁
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For anyone interested I took a new deal staying with Santander on a 2 year tracker for 1.19% plus the base rate. That started yesterday but with today's base rate increase the repayments will go up £20 for next month.
We have definitely decided to move asap now, I have started looking for work already but it may take a while to find something I like. We have gone with an interest only mortgage to free up some money for all the other bills rising. I can make payments towards the capital whenever I want and the important thing is no ERC so that would save a few thousand!
We'll pay the mortgage off when we sell up and move. Then if we need another mortgage to buy something else we can apply again but I'm hoping we'd only need a small one. I think renting short term and then buying will be a lot easier than juggling a job move with having to try and buy something immediately that we might not even like. At least by renting first we can take our time (although not too long!) to find something we both agree on.
I can also change my deal back to a fixed repayment rate at any time in case we change our minds but that's unlikely!
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I like the look of that, looks futuristic! 😁
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On 05/07/2022 at 13:25, anothercarguy said:
Sorry to revive this thread but where did you find those actual tyre widths?
I'm currently looking to upgrade my 205 tyres to 215 but if my current 205s are more like 208 fitted and the new set of 215 that I want is more like 210 then I'll be paying a lot more for a more awkward size for not a lot of benefit.
Thanks
Sadly Tony is no longer with us and I have no idea where he got those figures from. I guess it's going to depend on what brand tyres you have fitted now and what you're planning on replacing them with.
I must've missed this thread when Tony posted it but it's not something I've ever thought about.
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I'm sure Tony always said getting the geometry done on a hunter system was better than a supertracker. Maybe try and find a garage locally who uses one. A good place to start is the align my car website.
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He sure was.
If the car has been used for towing then I'm sure that's affected the suspension to some degree.
The side that's in red only looks to be slightly outside of the suggested setting. I don't know if the difference between that side and the other would cause any issues.
I think the camber is adjusted using eccentric bolts through one of the suspension arms. Have these arms been checked to make sure they're not bent or the bushes excessively worn?
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I don't know if you read the thread but Tony who founded WIM passed away in February. He was the one who answered the technical questions like this, his knowledge was superior. The rest of us probably can't help you much with this.
There's quite a difference in the rear camber like you say. Is it adjustable on this car?
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Still waiting for my mortgage broker to reply, he's taking a while!
I read that you can't get a fixed rate under 2% any more and Santander are offering me 2.49% with a £999 fee.
Trying to look online and the cheapest fix seems to be around 2.25%. I suppose it could be less via a broker. But the difference between those is under £20 a month. Now my broker charges £300 so by the time I factor that in I'm not actually saving much. So I'm thinking I might just take the current deal.
Another option is to try a fee free broker who obviously make commission on selling mortgages from the lenders. But I'd need to find one with a good reputation and go through the whole process again of applying.
I have 50 days left before my fixed rate ends so need to decide!
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I thought it was strange you could add the fee to the mortgage and the repayments were cheaper than the no fee option.
My brother fixed at 0.99% in December for 2 years. He could've done 5 years for 1.5% and is kicking himself now that he didn't for that.
The best tracker deal I was offered included free everything and no fees for 2.69%. But given how the base rate is rising I'm not taking that.
Need to chase my mortgage guy up but if I have to the Santander deal isn't that bad when you consider there's no credit checks and other fees to pay.
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Definitely, especially as they were predicting the base rate to increase by the end of the year and it's already gone up!
Still waiting for my mortgage guy to get back to me but we're currently with Santander and they've offered a tracker for 1.94%. That's the base rate plus 1.19% but they haven't added the latest increase on yet!
There are two fixed offers for 2 and 5 years with a £999 product fee at 2.59%, then 2, 3, 5 and 7 year fixes without a fee but 2.79%. Adding the fee to the mortgage increases the repayments by £5, taking the no fee rate adds another £6 on top of that. So if I stuck with them the best thing to do is pay the fee upfront.
Doing a quick search online I can see they aren't the best rates available ATM as sticking with Santander would add at least £40 a month to our current repayments. Hopefully we can find something close to our current rate but we need to hurry up!
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Base rate has increased to 1% now so that's made my mind up to fix again. But you do make a good point about 5 and 10 year fixes being the same rate.
With everything else going up and factoring in an October energy rise we'd be struggling if we took a tracker deal. If we definitely knew we'd be moving within 6 month I'd do it but I really can't be sure.
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Just now, eddie said:
What is the total cost to keep it going for another year Rich?
It's £40 for the hosting, that's 12 months. The domain name expires in December and I'm trying to get that put in to my name. Or if I can't then hopefully it won't be renewed and I can buy it myself. I can't change the hosting until I get access to the domain name.
I think we'd probably get away with using the forum unlicensed for at least a year but it depends on what updates we'd no longer have access to. If the forum starts getting spammed that's easily sorted by manually approving all new registrations.
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I've never used those tyres before but I don't think you can go wrong with them, especially if you don't push the car.
I always use tyre reviews when I purchase new tyres.
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I think starting a new job in a new area will force our hand anyway as it would depend when the job starts. Plus trying to buy somewhere means we're limited to what is available at that time. At least with selling first and having a good deposit in the bank means we can spend a little time finding something that we like.
I've asked my mortgage guy what fixed rates he can get but I think we'll be doing that for the time being and see how things pan out. Trackers seem to be lower than fixed rates ATM but if the base rate rises by 1% or more in the next year they will be alot higher. I'm sure some lenders reduce the ERC when you get close to the end of the fixed term so we might not have to put the move off for that long.
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Thanks Adam and Geoff. I've enjoyed looking after the forum. Being a small one it doesn't need that much work really!
The forum has been more of a social platform the last few years anyway, rather than business oriented, especially when Tony was no longer at the centre.
I've checked when the hosting expires and it's the end of June so we have a couple of months left. There are plenty of forums still using old software so if I can find hosting that's cheap enough I might be able to keep it going a little bit longer.
If you have any photos and PMs you want I would suggest you save them sooner rather than later.
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21 hours ago, Viking said:
The way house prices are going I'd say you'd be wrong to get off the ladder and rent. House prices will disappear off into the distance while you're paying someone elses mortgage. In a year you might find that it's cost you £10k in rent and related costs, and houses are then £20k more than they were.
Yes that is a concern too and I'm not actually keen on renting TBH. But I think trying to juggle a move and start a new job is going to be too much. If I secure a job but can't sell or find anywhere to buy shortly afterwards I'd have to rent some where short term so I can stay during the week. There's no way I could commute it!
People I know who have done this either rented anyway, work remotely, commuted back or were retiring so didn't need to find a job!
15 hours ago, Geoffers said:You probably are already but look for jobs where you want to locate to. When you have an offer, it may help force your hand and things could move very quickly.
We're looking to move close to Norwich, unless something really nice further away comes up. So I've been looking for jobs around there. My plan was to get a job, rent nearby and if it works out buy somewhere in that area if we liked it. At least with renting first, if we didn't like the area we wouldn't be tied to it.
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Spot on Andy, it can't live forever and I know it'll have to go at some point. From the number of likes it seems most are in agreement. I think Tony did want me to keep it going as he mentioned it a few times but forums just aren't what they used to be. I have to admit this is the only one I really use now. I don't use them like I did 10 years a go. Some of the big ones I'm on are so quiet now.
If I can find some hosting cheap enough I'll see how long I can keep it going but I won't be paying to renew the license. I've never heard of Discord so will have a look at that but I'm assuming I wouldn't be able to transfer the database from here to that one so it would mean starting again.
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But then what if we sell, rent somewhere first and mortgages start increasing alot making it more difficult to get one. Although with rates rising could we see a housing crash instead and prices start dropping. If only we could predict the future!
I really think selling/buying and starting a new job will be too much hassle in one go.
I guess we could also stay put for another 2 years and then move when things have hopefully settled down.
Smartly's Toyota C-HR Blog
in Car Blogs
Posted
That's good. I've always thought it's worth getting the larger engines over the smaller ones as the mpg seems to be negligible.