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Gotcha! 👍🏼 Yes I agree, everyone should be able to buy a house, especially when rents are usually more than the mortgage payments. My Dad had a second house but sold it last year after his tenant moved. He did well out of it but now interest rates have gone up he's making the same return from having the money in the bank as he was in the rent he received.

Possibly, that would be nice. Still kicking myself I didn't go for the 3.89%. Hopefully it drops to that point again soon or lower. See what happens on Thursday with the BoE meeting. Although fixed rate deals go by the swap rates and not the base rates so it might not have any impact. I think it'll stay on 5.25%.

I didn't realise lots of property was being bought by investment companies. That is so wrong. People should be entitled to buy their own home at an affordable price. I was in North Norfolk today, we're looking to move close to Norwich and I couldn't believe the difference in price looking at the estate agent window. A 4 bedroom detached house with double garage was £325,000. Close to Norwich you're looking at around £450,000. Where we currently live you could double that! 😳