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Keeping old paperwork


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I am a hoarder and have years worth of payslips from 1998, lots of letters (utility etc), receipts and car documents, even for those I've sold or scrapped like insurance certificates.

 

I'm going to finally sort it out and shred most of it but do I need to keep old payslips or P60s? Or any of the car stuff, maybe the letters confirming I'm no longer the owner?

 

All my bank and credit card statements are paperless now, anything I do get in the post get's shredded after a few months. All my current payslips are also paperless so I'm hoping to not have much left at the end. I have about 3 boxes of stuff to sort out! :(

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Think six years is the legal requirement for HMRC so anything related to pay, savings, mortgage etc. Once you have sold a car and had acknowledgment from DVLA then you can bin everything, also bin insurance for car as it's all on a central database.

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We shred anything over six years old. May have regretted it when neither myself or the bank had documentation on the PPI I was paying on my mortgage up until 2002. 

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Well I've made a start, done a box so far, 3 shredder loads. I've kept all the letters for the accident/claim we had 4 years just in case. Found loads of receipts for various cars but kept all the geo reports!! :lol:

 

I've had most of my bank statements online for a few years but never save a copy, should I be doing that?

 

In all the years I've kept this stuff I've never needed it but it'll be sods law I get rid of it and will need something!

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The missus did her paperwork as well, we've cleared about 4 boxes worth now and the large recycling bin we have is half full with shredded paper! I hope it's not windy when they empty it! :lol:

 

If anyone sees some cheap large file storage boxes any where let me know as I need to get a couple to put what's left in the loft.

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